{"id":408,"date":"2026-03-09T14:22:18","date_gmt":"2026-03-09T14:22:18","guid":{"rendered":"https:\/\/innovcredit.pt\/?page_id=408"},"modified":"2026-03-09T15:49:24","modified_gmt":"2026-03-09T15:49:24","slug":"intermediario-de-credito","status":"publish","type":"page","link":"https:\/\/innovcredit.pt\/index.php\/intermediario-de-credito\/","title":{"rendered":"Intermedi\u00e1rio de Cr\u00e9dito"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"408\" class=\"elementor elementor-408\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e3851a0 e-flex e-con-boxed e-con e-parent\" data-id=\"5e3851a0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-47c81bfa e-con-full e-flex e-con e-child\" data-id=\"47c81bfa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-194f805c elementor-widget elementor-widget-heading\" data-id=\"194f805c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Intermedi\u00e1rio de Cr\u00e9dito<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70dd6289 elementor-icon-list--layout-inline elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"70dd6289\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Home<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-home\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M280.37 148.26L96 300.11V464a16 16 0 0 0 16 16l112.06-.29a16 16 0 0 0 15.92-16V368a16 16 0 0 1 16-16h64a16 16 0 0 1 16 16v95.64a16 16 0 0 0 16 16.05L464 480a16 16 0 0 0 16-16V300L295.67 148.26a12.19 12.19 0 0 0-15.3 0zM571.6 251.47L488 182.56V44.05a12 12 0 0 0-12-12h-56a12 12 0 0 0-12 12v72.61L318.47 43a48 48 0 0 0-61 0L4.34 251.47a12 12 0 0 0-1.6 16.9l25.5 31A12 12 0 0 0 45.15 301l235.22-193.74a12.19 12.19 0 0 1 15.3 0L530.9 301a12 12 0 0 0 16.9-1.6l25.5-31a12 12 0 0 0-1.7-16.93z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Intermedi\u00e1rio de Cr\u00e9dito - informa\u00e7\u00f5es relativas \u00e0 atividade<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f2107bf e-flex e-con-boxed e-con e-parent\" data-id=\"f2107bf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-470a8b3 elementor-widget elementor-widget-text-editor\" data-id=\"470a8b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>DECRETO-LEI N.\u00ba 81-C\/2017, DE 7 DE JULHO<\/strong><\/p><p><strong>Denomina\u00e7\u00e3o da empresa:<\/strong> InnovCredit Unip. Lda.<\/p><p><strong>Sede:<\/strong> Rua Barata Feyo, n. 140 1.2 4250-076 Porto<\/p><p>\u00a0<\/p><p><strong>Registo junto do Banco de Portugal:<\/strong><\/p><ul><li><ul><li>N\u00famero de registo: XXXX;<\/li><li>A lista de entidades habilitadas a atuar como intermedi\u00e1rios de cr\u00e9dito pode ser consultada no Portal do Cliente Banc\u00e1rio, em:\u00a0<a href=\"https:\/\/www.bportugal.pt\/intermediarios-credito\/\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/www.bportugal.pt\/intermediarios-credito\/&amp;source=gmail&amp;ust=1702989106007000&amp;usg=AOvVaw2MgX0ezOurJyDvY-s1DWGR\" target=\"_blank\" rel=\"noopener\">https:\/\/www.bportugal.pt\/intermediarios-credito\/<\/a><\/li><\/ul><\/li><\/ul><p><strong>Categoria de intermedi\u00e1rio de cr\u00e9dito:<\/strong>\u00a0Intermedi\u00e1rio de cr\u00e9dito vinculado.<\/p><p><strong>Regime do exerc\u00edcio da atividade:<\/strong>\u00a0sem car\u00e1cter de exclusividade.<\/p><p>\u00a0<\/p><p><strong>SERVI\u00c7OS PRESTADOS:<\/strong><\/p><p>Compreende a presta\u00e7\u00e3o dos seguintes servi\u00e7os relativamente a contratos de cr\u00e9dito abrangidos pelo disposto no Decreto-Lei n.\u00ba 74-A\/2017, de 23 de junho, e pelo disposto no Decreto-Lei n.\u00ba 133\/2009, de 2 de junho:<\/p><p>\u2013 Apresenta\u00e7\u00e3o ou proposta de contratos de cr\u00e9dito a consumidores;<\/p><p>\u2013 Assist\u00eancia a consumidores, mediante a realiza\u00e7\u00e3o de atos preparat\u00f3rios ou de outros trabalhos de gest\u00e3o pr\u00e9-contratual relativamente a contratos de cr\u00e9dito que n\u00e3o tenham sido por si apresentados ou propostos;<\/p><p>\u2013 Servi\u00e7os de consultoria;<\/p><p><strong>Seguro\u00a0<\/strong><strong>de Responsabilidade Civil Profissional Celebrado com:<\/strong><\/p><p>Seguro de Responsabilidade Civil Hipotec\u00e1rio pelo exerc\u00edcio da atividade:<\/p><ul><li><ul><li>Seguradora: Companhia de Seguros Allianz Portugal S.A.;<\/li><li>N\u00famero contrato de seguro: 206790132;<\/li><li>Per\u00edodo de validade contrato de seguro de 16-02-2025 at\u00e9 15-02-2026.<\/li><\/ul><\/li><\/ul><p>Seguro de Responsabilidade Civil de Consumo pelo exerc\u00edcio da atividade:<\/p><ul><li><ul><li>Seguradora: Companhia de Seguros Allianz Portugal S.A.;<\/li><li>N\u00famero contrato de seguro: 207354562;<\/li><li>Per\u00edodo de validade contrato de seguro de 29-07-2025 at\u00e9 28-07-2026.<\/li><\/ul><\/li><\/ul><p><strong>\u00a0<\/strong><\/p><p><strong>Rece\u00e7\u00e3o e entrega de valores:<\/strong> a \u201cInnovCredit\u201d est\u00e1 proibida de receber ou entregar quaisquer valores relacionados com a forma\u00e7\u00e3o, a execu\u00e7\u00e3o e o cumprimento antecipado dos contratos de cr\u00e9dito.<\/p><p><strong>Supervis\u00e3o:<\/strong> a atividade da \u201cInnovCredit\u201d como intermedi\u00e1rio de cr\u00e9dito est\u00e1 sujeita \u00e0 supervis\u00e3o do Banco de Portugal, com registo dispon\u00edvel para consulta no Portal do Cliente Banc\u00e1rio em:<\/p><p><a href=\"https:\/\/www.bportugal.pt\/intermediariocreditofar\/proposta-final-unipessoal-lda\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/www.bportugal.pt\/intermediariocreditofar\/proposta-final-unipessoal-lda&amp;source=gmail&amp;ust=1702989106007000&amp;usg=AOvVaw1cF-3n5GqiHXFva1yMXqkJ\" target=\"_blank\" rel=\"noopener\">https:\/\/www.bportugal.pt\/intermediariocreditofar\/proposta-final-unipessoal-lda<\/a>.<\/p><p>\u00a0<\/p><p><strong>Procedimentos para apresenta\u00e7\u00e3o de reclama\u00e7\u00e3o junto do Intermedi\u00e1rio de Cr\u00e9dito:<\/strong><\/p><p>A \u201cInnovCredit\u201d possui livro de reclama\u00e7\u00f5es, no seu estabelecimento f\u00edsico, o qual pode ser utilizado por qualquer consumidor\/utente, nos termos da lei.<\/p><p>O consumidor poder\u00e1, ainda, apresentar reclama\u00e7\u00e3o no livro de reclama\u00e7\u00f5es eletr\u00f3nico, dispon\u00edvel em:\u00a0<a href=\"http:\/\/www.livroreclamacoes.pt\/\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=http:\/\/www.livroreclamacoes.pt\/&amp;source=gmail&amp;ust=1702989106007000&amp;usg=AOvVaw1pJUaDk9Rya73SEFXS3440\" target=\"_blank\" rel=\"noopener\">www.livroreclamacoes.pt<\/a>.<\/p><p><strong>Meios de resolu\u00e7\u00e3o alternativa de lit\u00edgios a que a InnovCredit, Unip. Lda. aderiu<\/strong>:<\/p><p>CICAP \u2013\u00a0Centro de Informa\u00e7\u00e3o de Consumo e Arbitragem do Porto.<\/p><p>CNIACC \u2013\u00a0Centro Nacional de Informa\u00e7\u00e3o e Arbitragem de Conflitos de Consumo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Intermedi\u00e1rio de Cr\u00e9dito Home Intermedi\u00e1rio de Cr\u00e9dito &#8211; informa\u00e7\u00f5es relativas \u00e0 atividade DECRETO-LEI N.\u00ba 81-C\/2017, DE 7 DE JULHO Denomina\u00e7\u00e3o da empresa: InnovCredit Unip. Lda. Sede: Rua Barata Feyo, n. 140 1.2 4250-076 Porto \u00a0 Registo junto do Banco de Portugal: N\u00famero de registo: XXXX; A lista de entidades habilitadas a atuar como intermedi\u00e1rios de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-408","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Intermedi\u00e1rio de Cr\u00e9dito - InnovCredit<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/innovcredit.pt\/index.php\/intermediario-de-credito\/\" \/>\n<meta property=\"og:locale\" content=\"pt_PT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Intermedi\u00e1rio de Cr\u00e9dito - InnovCredit\" \/>\n<meta property=\"og:description\" content=\"Intermedi\u00e1rio de Cr\u00e9dito Home Intermedi\u00e1rio de Cr\u00e9dito &#8211; informa\u00e7\u00f5es relativas \u00e0 atividade DECRETO-LEI N.\u00ba 81-C\/2017, DE 7 DE JULHO Denomina\u00e7\u00e3o da empresa: InnovCredit Unip. 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